When your stop-loss rate increases without any claims, it's likely because of the "average first month of reported claims".

In this week's episode of Self-Funded Sketchbook, I share why this topic isn't spoken about as much as it should be, how it's calculated, and why it's important to keep in mind for those self-funding for the first time.

If haven't seen the previous episodes of Self-Funded Sketchbook, you should do so before watching this one: https://www.youtube.com/playlist?list=PLzLNsc5O2o_tzj-nrOGbMIrREA-CPQ3Cq

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